What you can do about the HIGH cost of Medicare Supplements in Miami Dade County
The average healthy person who is turning 65 today in the United States over the next 20 years will average a whopping $250,000 in medical bills, according to some studies. How they will be paid is up to you as a Medicare beneficiary and insurance consumer.
In South Florida, especially Miami Dade County, Medicare Supplementary Insurance Coverage, also known as Medigap Insurance, comes attached with some of the highest priced premiums, compared to the rest of the United States. In fact, it is almost double and a half compared to states like North Carolina, Arizona or Arkansas.
There are many reasons for this, such as population density, rising medical costs, increased claims and of course fraud, all help play a roll in higher rates.
There are a few tips that one can abide by in order to reduce your over head exposure that your future medical bills may bring.
- Do your research. When it comes to the different kinds of insurances that work with your Medicare benefits, knowledge is power. If you are buying a Medicare Supplement in Miami-Dade County, South Florida, United Health Care Insurance Company and United American Insurance Company are some of the most affordable providers for plans like Medigap Insurance Plan F.(This is the only plan that Medicare offers insurance companies to sell the public that covers 100% of all doctor and hospital expenses.) Plan F can be pricey to some budgets so look into HIGH DEDUCTIBLE PLAN F. The reduced premium on this plan makes buying a Medicare Supplement for someone who does not use their health insurance every month a great plan to hold with great coverage
- Look into assistance programs. If you make under $1200 a month in total income you may be available for state assistance in Florida. These types of assistance programs could help pay the $99.60 a month that Medicare charges a beneficiary for Part B(doctor/medical) benefits, or help pay for co pays with your Rx.
- Work with qualified and knowledgeable Medicare Insurance experts. When you speak with a qualified expert like those at Medicare Supplements Made Easy you can rest assured that each year you will have the lowest premium for the best possible coverage with your Medicare Supplement and your Rx plan.
To see which company and plan will suit your needs the best call us today
1 800 218 7935.