Medicare Supplements Made Easy Network Updated on May 17, 2012

United Healthcare Medicare Supplement Plans

United Healthcare Medicare Supplement (Medigap) plans are available through two different outlets. The first and most popular is a group Medicare Supplement policy for AARP members. The AARP Medicare Supplement Insurance Plan carries the AARP brand name but United Healthcare meerly pays a royalty fee to AARP for use of the name. The other United Healthcare Medicare supplement plans are offered through Secure Horizons, which are insured by PacifiCare Life and Health Insurance Company or PacifiCare Life Assurance Company.

Unfortunately, online quotes are not yet available for United HealthCare Medicare Supplement (Medigap) plans. To obtain a quote, you should call Medicare Supplements Made Easy at 800-218-7935.

United Healthcare offers Medicare Supplements Plans A-N

Plans K through N provide for different cost-sharing for items and services than Plans A through G. With Plans K and L, once you reach your annual "out-of-pocket limit," the plan will then pay 100% of the Medicare co-payment, co-insurance and deductibles for the rest of the calendar year. The out-of-pocket limit does not include charges for any provider that exceeds Medicare-approved amounts, known as "excess charges." The annual out-of-pocket limits for these plans in 2010 are $4620 for Plan K, and $2310 for Plan L.

With Plan M you pay 50% of your Part A Deductible ($1132 per benefit period), as well as the entire Part B deductible ($162 in 2011). Plan N pays all of your Part A Deductible, and you pay the entire Part B deductible ($162 in 2011) plus a $20 copayment for office visits and a $50 copayment for Emergency Room visits.

United Healthcare Medicare Supplement Plan F is the most popular plan. Plan F pays all of the out of pocket expenses that Medicare leaves beneficiaries to pay. With Plan F, you will have no out-of-pocket expenses whatsoever.

Once you decide on a plan, contact us and we will email you an application. Then simply complete the application and fax, email, or mail it back to us. After the Medicare Supplement plan is mailed or delivered, you have a 30-day free look to examine the plan and to decide if you want to keep it. If you return the plan within 30 days, all of your money will be refunded.

Related Links
Free Medicare Supplement Quote
Medicare and you handbook (PDF)
Medicare.gov
Medicare Supplement Videos
Medicare Supplement Forum

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