Medicare Supplemental Insurance Quotes - Medicare Supplements Made Easy

Medicare Supplemental Plan

I have just a couple of questions I’d like to ask you before I begin my story. Are you 64? Have you recently been inundated with mail regarding Medicare, nearly every day? Has your phone been constantly ringing off the hook asking you if you understand Medicare and all the plans it has to offer? If the answer to these questions is yes, then you are not alone. That was me about a year ago, three months before my 65th birthday. I was so overwhelmed with all the information I was receiving through the mail and over the phone I became increasingly frustrated and didn’t know where to turn.

Luckily, a friendly broker called me and explained she was giving free information sessions regarding Medicare and what my rights and options were with the program and with secondary insurance plans. She mentioned it would only take about 45 minutes, so I set a time for her to come by. Boy, am I glad I did! Within 15 minutes she gave me a simple, clear understanding of the Medicare program and exactly what Medicare covers and what it does not. She also explained the vast difference between Medicare Advantage plans and Medicare supplemental plans. It was immediately clear that there was only one safe way to go. I purchased a Medicare supplemental plan on the spot.

Now, let me explain what this Medicare supplemental plan does for me, my health, and even my family. Medicare supplemental plans are designed to work anywhere in the nation, meaning any doctor or hospital that accepts Medicare. You do not need a referral to see a specialist, giving you free reign. Having a nationwide network with no referrals can become extremely important as we age. Medicare supplemental plans vary by letter name, from Plan A to Plan N. The most comprehensive and most popular Medicare supplemental plan available is Plan F. Plan F covers absolutely every copay and deductible that traditional Medicare leaves you exposed to. Medicare supplemental Plan F covers the Part A hospital deductible of $1132 every 60 days, the Part B doctor annual deductible of $162, the remaining 20% of all doctor and hospital bills, and Part B Excess charges. Simply put, the only bill I ever pay is the affordable monthly premium. It is the absolute best Medicare supplemental plan available!

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